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Month: July 2019

The spouse is responsible for the loan – Mortgages and loans

0 Comments July 18, 2019

Mortgages are usually borrowed a large sum, with a repayment period of up to 20-30 years, and the best collateral for the bank is mortgage. The property is the joint property of the spouses and therefore it is easiest to establish a mortgage on it securing the loan taken by both. Personal property Before the […]

Consumer Credit: The Important Changes in the Second Half Of 2016

0 Comments July 16, 2019

Despite the 5.7% increase in consumer credit outstandings in July, they are down slightly from May and June when they were 5.9%. However, these outstandings have been rising steadily since 2016, although with declining sectors. “Traditional” consumer loans, LOA, financing of works, CafĂ© du Patrimoine presents you with an overview of various consumer loans. Consumer […]

Cancel your insurance loan at any time, soon a reality?

0 Comments July 2, 2019

Does the borrower insurance fall under the insurance code or the consumer code? To this question, the court of appeal of Bordeaux decided on March 23 in favor of the first. A decision that, if it is a precedent, could upset the market. Loan insurance? Little reminder. Almost required by all banks when signing a […]

Where is the best way to apply for a loan without certificates for companies?

0 Comments July 1, 2019

  Running your own business is primarily satisfaction, but you must not forget that it is also a big challenge. In a situation where we have plans for expenses related to, for example, expanding employment or investing our company, we often consider options related to credit without certificates. However, there is a perception that loans […]